Why it Matters: The Defunding of the Financial Police

Why it Matters: The Defunding of the Financial Police

Why it Matters: The Defunding of the Financial Police

Why it Matters: The Defunding of the Financial Police

The Trump administration has defunded the police, the financial police that is.

A regular feature to the Chagrin Gateway Democrats from Lyn Newman

Here is what happened: On February 1, President Trump fired Rohit Chopra, the director of the Consumer Financial Protection Bureau (CFPB). A week later, on February 8, Russel Vought, the new Director of Office of Management and Budget (OMB) and Acting CFPB director, ordered the CFPB to stop all its work and announced that it would not be drawing its next round of funding. The CFPB’s headquarters were closed for a week and Elon Musk posted “CFPB RIP” on X.

Here is why it matters: The Consumer Financial Protection Bureau was created in 2010 after the 2008 subprime mortgage-lending scandal and subsequent financial crisis. It was designed to protect consumers by following up on complaints, creating rules that curbed junk fees and predatory lending practices and suing companies that mislead consumers and employees. Since then, it has recovered billions of dollars for consumers and changed rules to give people more control over their data—allowing them to more easily switch banks. It has capped overdraft fees and fined institutions for discrimination. It has also barred medical debt from affecting credit scores. There are already bills in the House (HJ 59) and Senate (SJ 18) to overturn the new rules that cap overdraft fees at $5. The good work of the CFPB is on the chopping block and so is any financial oversight. This is coming at a time when Elon Musk wants to create a new digital payment tool. Coincidence? I think not?

What can we do about it?: We can start by making sure people know that this is happening. Trump campaigned on lowering credit card interest rates, but just gutted the agency that might have made that happen. Talk to your friends about this. You can learn more about it on the CFPB website or listen to Elizabeth Warren’s very entertaining YouTube videos on the subject.

Lyn Newman can be found on Bluesky

 

In the News

April 2025 Meeting Recap

April 2025 Meeting Recap

On April 3 the Chagrin Gateway Dems were treated to an evening that was at once both inspiring and thought-provoking. Three engaging speakers enlightened us about the true cost of the changes in education funding and policy.

Why it Matters: The Defunding of the Financial Police

Why It Matters: Do Elections Matter?

On April 1, 2025 Susan Crawford won her seat on the Wisconsin Supreme Court despite Elon Musk having spent millions of dollars and making personal visits to Wisconsin trying to defeat her. She not only won, she won by a 10 percent margin.

Why it Matters: The Defunding of the Financial Police

Why it Matters: The Unintended Consequences of DOGE

Why it Matters: The Unintended Consequences of DOGE

Why it Matters: The Unintended Consequences of DOGE

No one elected Elon Musk. Why does he have total control of the government?

A regular feature to the Chagrin Gateway Democrats from Lyn Newman

Unelected billionaire Elon Musk is taking a “chainsaw” to our government in the name of making it more efficient. In the past week, Musk and his DOGE task force have laid off thousands of federal workers in hundreds of agencies—apparently without bothering to find out if what they did was important. As a headline, this may look good to those who think the “Gov’mt” is the enemy. As a budget strategy, these layoffs are only a tiny part of the federal budget, but can do a lot of damage.

Why it matters: A lot of those laid off people did important things—like deal with nuclear safety and manage the current bird flu epidemic. When they realized who they fired, a lot of scrambling went on to find and re-hire some of those laid off workers. It will likely happen again when, for example, wildfire season starts and none of the National Park Service rangers are there to fight them. Apparently, DOGE started from the assumption that everyone who works for the government is a greedy, lazy, parasite who needs to be terminated. An actual thoughtful review of government efficiency would come to different conclusions. For example, do we really need to be subsidizing the highly profitable oil, gas and pharmaceutical companies? That is where real money could be saved.

What can we do about this: Call and write our congress people. Demand an actual review of government efficiency. Let’s cut the real money that we do not need to spend and allow actual hard working Americans to keep inspecting our food and keeping our nuclear weapons safe.

Lyn Newman can be found on Bluesky

 

In the News

April 2025 Meeting Recap

April 2025 Meeting Recap

On April 3 the Chagrin Gateway Dems were treated to an evening that was at once both inspiring and thought-provoking. Three engaging speakers enlightened us about the true cost of the changes in education funding and policy.

Why it Matters: The Defunding of the Financial Police

Why It Matters: Do Elections Matter?

On April 1, 2025 Susan Crawford won her seat on the Wisconsin Supreme Court despite Elon Musk having spent millions of dollars and making personal visits to Wisconsin trying to defeat her. She not only won, she won by a 10 percent margin.

TAKE ACTION: Written Testimony Needed!

TAKE ACTION: Written Testimony Needed!

TAKE ACTION: Written Testimony Needed!

TAKE ACTION: Written Testimony Needed!

Tell the Ohio House Education Committee to back off!

Chagrin Falls and Orange Schools are among the nation’s best. Apparently that doesn’t sit well with GOP members of the Ohio Legislature hoping to strip away valuable funding and dump a greater burden on local taxpayers. Tell our elected officials to fully fund public education and stop playing games with our excellent schools Ohio is trying to defund public schools.

Learn more with State Rep. Juanita Brent’s informative PDF breakdown (download).

Take a few moments this weekend to write and email your testimony ahead of the House Education Committee meetings on Tuesday (2:15pm) and Wednesday (9:30am), March 4-5. Don’t delay! Email your testimony to OHReducationcommittee@ohiohouse.gov.

Want to testify in person (in Ohio Statehouse Room 121)? Email your testimony and include a committee witness slip.

Can’t make it to Columbus? Watch the House Education Committee on the Ohio Channel for a livestream next week.

In the News

April 2025 Meeting Recap

April 2025 Meeting Recap

On April 3 the Chagrin Gateway Dems were treated to an evening that was at once both inspiring and thought-provoking. Three engaging speakers enlightened us about the true cost of the changes in education funding and policy.

Why it Matters: The Defunding of the Financial Police

Why It Matters: Do Elections Matter?

On April 1, 2025 Susan Crawford won her seat on the Wisconsin Supreme Court despite Elon Musk having spent millions of dollars and making personal visits to Wisconsin trying to defeat her. She not only won, she won by a 10 percent margin.

Friday: Don’t. Buy. A. Thing.

Friday: Don’t. Buy. A. Thing.

Friday: Don’t. Buy. A. Thing.

Friday: Don’t. Buy. A. Thing.

Let corporate America feel our flex.

On Friday, February 28, people across the country are coming together for a one-day economic boycott to send a clear message: we will not support companies that fund extremist policies, attack our rights, or undermine democracy. This grassroots movement harnesses the power of collective action, reminding corporations and policymakers that everyday Americans drive the economy—and we expect them to stand for fairness, justice, and accountability. By refusing to spend money for just one day, we highlight the economic influence of millions who demand ethical business practices and responsible governance.

Participating is simple but powerful. On February 28, avoid making any purchases—skip the coffee run, delay online shopping, hold off on gas and groceries if possible. If you must buy essentials, support local businesses that align with progressive values. Take it a step further by spreading the word: post on social media, talk to friends and family, and let businesses know why you’re participating. The strength of this movement lies in numbers, and every person who takes part helps amplify the message. Together, we can show that our dollars—and our voices—matter.

More about the boycott on PBS, CBS, and The Root.

In the News

April 2025 Meeting Recap

April 2025 Meeting Recap

On April 3 the Chagrin Gateway Dems were treated to an evening that was at once both inspiring and thought-provoking. Three engaging speakers enlightened us about the true cost of the changes in education funding and policy.

Why it Matters: The Defunding of the Financial Police

Why It Matters: Do Elections Matter?

On April 1, 2025 Susan Crawford won her seat on the Wisconsin Supreme Court despite Elon Musk having spent millions of dollars and making personal visits to Wisconsin trying to defeat her. She not only won, she won by a 10 percent margin.

Campaign 2026 Kicks Off in the Chagrin Gateway

Campaign 2026 Kicks Off in the Chagrin Gateway

Campaign 2026 Kicks Off in the Chagrin Gateway

Campaign 2026 Kicks Off in the Chagrin Gateway

Overflowing crowd greets Gubernatorial hopeful

When we invited Dr. Amy Acton to attend our February meeting, we anticipated drawing a few more folks than our regular space in the Orange Library would allow.

Shifting to the larger space at Chagrin Falls Township Hall would mean we could accommodate over 100 with room to spare. When the meeting kicked off at 6:30pm, a standing room only crowd of over 300 flowed onto the street outside—the largest gathering in club history.

Inside, Dr. Acton outlined her plans, hopes and aspirations for the state of Ohio and detailed what she, as Governor, would do to ensure our children inherit a state on the rise—making it possible for them to stay here to pursue their dreams.

Acton spoke for nearly 25 minutes before taking questions from the audience for another half-an-hour, but the most impressive part was her insistence on staying longer to meet each and every guest who wanted the chance to personally greet her.

Nearly 45 minutes after the event concluded—long after every chair was folded and stacked—Acton was still there answering questions, listening to stories and taking selfies with anyone who wanted one. We literally turned out the lights as she stepped out of the building.

It was a wonderful event and we are grateful to her for making the Chagrin Gateway Democrats one of the first events—and certainly the largest—of her campaign.

Thank you also to our neighbors to the south—the Solon Democratic Club—for co-sponsoring and providing cookies along with the extra energy.

Photos courtesy of Mike Cook

In the News

Please. No Politics.

Please. No Politics.

Being a victim of your own mistakes, without owning them. This week, a friend passed along a Facebook post that they discovered in their feed. The author of the post, almost certainly a Trump supporter, started it predictably with three words: Please. No politics. ...